What's Covered?
Windshield cracks
Flat Tires
A Tow
Car Crashes
& Much More
Car insurance provides financial protection in the event of a covered accident and can help with expenses such as medical bills, repairs, legal defense costs, and more.
Wondering when you would use your car insurance?
If you cause an accident…
Liability coverage covers expenses incurred by others for injury, death, or damage to property when the policyholder is at fault.
When you back into a pole…
Accidents happen and repairs can be costly. Collision coverage assists in fixing your vehicle in the event of damage from a collision or accident
A rock pops up on the highway and hits your windshield…
Comprehensive coverage compensates for repairs to your vehicle in non-collision incidents, such as theft, fire, or hail damage
Spend less time on the road?
Pay less for your coverage!
Q & A
What is car insurance?
Car insurance is a contract between a driver and an insurance company that helps protect the driver financially in the event of an accident or theft.
Why do I need car insurance?
Car insurance is required by law in most states and provides financial protection in the event of an accident, theft, or damage to your vehicle. It can also help protect you from lawsuits and medical expenses.
What are the different types of car insurance coverage?
The most common types of car insurance coverage include liability, collision, comprehensive, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
What is liability coverage?
Liability coverage helps pay for expenses related to the injury or damage you cause to another driver or their vehicle in an accident.
What is collision coverage?
Collision coverage helps pay for damages to your vehicle if you are in an accident, regardless of who is at fault.
What is comprehensive coverage?
Comprehensive coverage helps pay for damages to your vehicle from events such as theft, fire, or natural disasters.
What is personal injury protection (PIP)?
Personal injury protection (PIP) is a type of insurance coverage that helps pay for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist coverage helps pay for expenses if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
What factors affect car insurance rates?
Factors that can affect car insurance rates include the driver's age, driving history, type of vehicle, location, and coverage level.
Can I get car insurance if I have a bad driving record?
Yes, you can get car insurance with a bad driving record, but it may cost more. Some insurance companies offer programs for high-risk drivers.
What should I do if I get into a car accident?
If you are in a car accident, you should immediately call the police and exchange information with the other driver. Take photos of the damage and contact your insurance company to report the accident.
